Checking Account


Exchange Rates

Basic Checking Accounts

What is “Basic Checking Accounts”

It is a low-fee bank account for the individual who desires basic checking services.  


i) Residents of New York State who do not maintain any transaction account with any other bank.
ii) Receive direct credit of a recurring payment such as Social Security, wages or pension payments.
iii) Have limited monthly transactions.  

Minimum deposit to open the account


Minimum monthly balance required to be maintained


Restriction on the number of credit/deposits 

No Restriction


i)Monthly maintenance fee - $3
ii)Number of withdrawals or checks cashed – Eight (8) at no charges. Additional transactions beyond eight(8) in calendar month - $3 per transaction

Account Statement Periodicity 


Contact details

If you need more information – please call us on our toll free number 1-800-232-2828 ( Ext-398) or speak to our Assistant Vice President ( Operations) at 646-720-0398 or Vice President ( Operations) at 646-720-0392